The Holder informs you about its Privacy Policy regarding the processing and protection of the personal data of users that may be collected while browsing through the Website: https://pagibigloancalculator.com/
In this regard, the Holder guarantees compliance with current regulations on the protection of personal data, reflected in the Organic Law 3/2018, of December 5, on the Protection of Personal Data and Guarantee of Digital Rights (LOPD GDD). It also complies with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons (GDPR).
The use of website implies acceptance of this Privacy Policy as well as the conditions included in the Legal Notice.
Identity of the Responsible
Responsible: pag ibig loan calculator.
Address: – Philippines.
Web Site: https://pagibigloancalculator.com/
Principles applied in data processing
In the processing of your personal data, the Data Controller will apply the following principles that comply with the requirements of the new European Data Protection Regulation (GDPR):
Principle of lawfulness, fairness and transparency: the Holder will always require consent for the processing of personal data which may be for one or more specific purposes about which the Holder will inform the User beforehand with absolute transparency.
Principle of data minimization: The Holder shall request only the data strictly necessary for the purpose or purposes for which it is requested.
Principle of limitation of the retention period: The Data Controller shall keep the personal data collected for the time strictly necessary for the purpose or purposes of the processing. The Data Controller shall inform the User of the corresponding retention period according to the purpose.
In the case of subscriptions, the Data Controller will periodically review the lists and delete those records inactive for a considerable time.
Principle of integrity and confidentiality: The personal data collected will be treated in such a way that their security, confidentiality and integrity is guaranteed.
The Holder takes the necessary precautions to prevent unauthorized access or misuse of its users’ data by third parties.
Obtaining personal data
To browse the Web site is not necessary to provide any personal data.
Rights
The Holder informs you that about your personal data you have the right to:
Request access to stored data.
Request rectification or deletion.
Request the limitation of its processing.
Oppose the processing.
You may not exercise the right to data portability.
The exercise of these rights is personal and therefore must be exercised directly by the interested party, requesting it directly to the Data Controller, which means that any customer, subscriber or collaborator who has provided their data at any time, can contact the Data Controller and request information about the data stored and how it has been obtained, request rectification of the same, oppose the treatment, limit its use or request the deletion of such data in the files of the Data Controller.
To exercise your rights you have to send your request together with a photocopy of your National Identity Card or equivalent to the postal address:
Pag ibig loan calculator, – Philippine
The exercise of these rights does not include any data that the Data Controller is obliged to keep for administrative, legal or security purposes.
You have the right to effective judicial protection and to lodge a complaint with the supervisory authority, in this case, the Spanish Data Protection Agency, if you consider that the processing of personal data concerning you is in breach of the Regulation.
Purpose of the processing of personal data
When you connect to the Website to send an email to the Owner, subscribe to its newsletter, you are providing personal information for which the Owner is responsible. This information may include personal data such as your IP address, first and last name, physical address, email address, telephone number, and other information. By providing this information, you consent to your information being collected, used, managed and stored by – Cloudflare, Inc – only as described on the pages:
Legal Notice
Privacy Policy
The personal data and the purpose of the processing by the Holder is different depending on the information capture system:
There are other purposes for which the Holder processes personal data:
To ensure compliance with the conditions set out in the Legal Notice page and applicable law. This may include the development of tools and algorithms that help the Website to ensure the confidentiality of the personal data it collects.
To support and improve the services offered by this Website.
To analyze user navigation. The Owner collects other non-identifying data obtained through the use of cookies that are downloaded to the User’s computer when browsing the Website whose characteristics and purpose are detailed in the Cookies Policy page.
Security of personal data
To protect your personal data, the Owner takes all reasonable precautions and follows the best industry practices to prevent its loss, misuse, improper access, disclosure, alteration or destruction.
The Website is hosted by: Cloudflare, Inc. The security of the data is guaranteed, as they take all the necessary security measures to do so. You can consult their privacy policy for more information.
The Owner informs the User that their personal data will not be transferred to third party organizations, with the exception that such transfer of data is covered by a legal obligation or when the provision of a service implies the need for a contractual relationship with a data processor. In the latter case, the transfer of data to the third party will only be carried out when the Owner has the express consent of the User.
However, in some cases, collaborations with other professionals may be carried out; in such cases, the consent of the User will be required, informing about the identity of the collaborator and the purpose of the collaboration. This will always be done with the strictest security standards.
Content of other websites
The pages of this website may include embedded content (e.g., videos, images, articles, etc.). Embedded content from other websites behaves in exactly the same way as if you had visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking code, and monitor your interaction using this code.
Cookie Policy
In order for this website to function properly it needs to use cookies, which is information that is stored in your web browser.
You can consult all the information regarding the policy of collection and treatment of cookies on the Cookies Policy page.
Legitimation for data processing
The legal basis for the processing of your data is:
The consent of the data subject.
Categories of personal data
The categories of personal data processed by the Data Controller are:
Identification data.
No specially protected categories of data are processed.
Retention of personal data
The personal data provided to the Data Controller will be kept until you request its deletion.
Recipients of personal data
Google Analytics is a web analytics service provided by Google, Inc. a Delaware company headquartered at 1600 Amphitheatre Parkway, Mountain View (California), CA 94043, United States (“Google”).
Google Analytics uses “cookies”, which are text files placed on your computer, to help the Owner analyze how Users use the Website. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States.
More information at: https://analytics.google.com
Google AdSense is a set of advertising services provided by Google, Inc. a Delaware company headquartered at 1600 Amphitheatre Parkway, Mountain View (California), CA 94043, United States (“Google”).
AdSense uses cookies to improve advertising, target advertising based on content that is relevant to users and improve campaign performance reporting.
More information at: https://www.google.com/adsense
You can see how Google manages privacy regarding the use of cookies and other information on Google’s Privacy Policy page: https://policies.google.com/privacy?hl=es.
You can also see a list of the types of cookies used by Google and its partners and all the information regarding their use of advertising cookies at:
Types of cookies used by Google
How Google uses advertising cookies.
Web Browsing
When browsing the Website non-identifying data may be collected, which may include, IP address, geolocation, a record of how services and sites are used, browsing habits and other data that cannot be used to identify you.
The Website uses the following third-party analytics services:
Google Analytics.
Google AdSense.
The Holder uses the information obtained to obtain statistical data, analyze trends, administer the site, study browsing patterns and to gather demographic information.
The Holder is not responsible for the processing of personal data by websites that can be accessed through the various links contained in the Website.
Accuracy and truthfulness of personal data
You agree that the data provided to the Holder are correct, complete, accurate and current, as well as to keep them properly updated.
As User of the Website is solely responsible for the accuracy and correctness of the data submitted to the Website exonerating the Holder from any liability in this regard.
Acceptance and consent
As User of the Website declares to have been informed of the conditions on the protection of personal data, accepts and consents to the processing of such data by the Holder in the manner and for the purposes stated in this Privacy Policy.
To contact the Owner, subscribe to a newsletter or make comments on this Web site you must accept this Privacy Policy.
Changes to the Privacy Policy
The Holder reserves the right to modify this Privacy Policy to adapt it to new legislation or jurisprudence, as well as industry practices.
These policies will be in force until they are modified by other duly published policies.