Pag ibig mp2 Savings Claiming Process

Congratulations on completing your 5-year MP2 Savings journey with Pag-IBIG Fund! Claiming your hard-earned savings is a straightforward process, and here’s a unique guide to help you navigate through the steps seamlessly.

1. Virtual Pag-IBIG – Your Digital Gateway:

Embrace the digital age by claiming your MP2 Savings online through Virtual Pag-IBIG. Visit the official Virtual Pag-IBIG website at This virtual platform offers convenience and efficiency, allowing you to access your benefits with just a few clicks.

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2. Over-the-Counter Option:

For those who prefer a personal touch, you have the option to claim your MP2 Savings over-the-counter. Download the Application for Provident Benefits (APB) form from the official Pag-IBIG website ( Once filled out, submit the form to the nearest Pag-IBIG Fund branch. This traditional approach ensures that you have a face-to-face interaction with Pag-IBIG representatives.

3. Document Preparation:

Before initiating the claim process, ensure that you have all necessary documents in order. This may include your MP2 Savings account details, identification, and any additional documents required based on your specific situation. Being prepared will expedite the processing of your claim.

4. Understand Your Dividend Payout:

Review the dividend payout mode you selected during your MP2 Savings application. Whether you chose a full withdrawal after the 5-year maturity period or an annual pay-out, understanding your chosen mode is crucial. This information guides the way your dividends will be credited or disbursed.

5. Pre-termination Considerations:

If, for any reason, you need to pre-terminate and withdraw your MP2 Savings before the 5-year maturity, familiarize yourself with the valid reasons for pre-termination. This includes situations such as total disability, retirement, permanent migration, unemployment, or critical illness, among others.

6. Reapplication Option:

As you savor the fruits of your financial discipline, know that you can reapply for a new MP2 Savings account once your current one reaches its 5-year maturity. This presents an opportunity to continue maximizing your savings and earning potential.

7. Explore Pag-IBIG Circular No. 407:

For an in-depth understanding of the MP2 Savings Program, consider exploring Pag-IBIG Circular No. 407. This comprehensive circular provides amended guidelines on the Modified Pag-IBIG II (MP2) Membership Program, offering valuable insights into the program’s nuances.

Remember, claiming your MP2 Savings is not just a financial transaction; it’s a culmination of your dedication to securing your future. Whether you choose the digital path or the traditional route, Pag-IBIG Fund is ready to assist you in unlocking the benefits you’ve diligently saved over the years. Your financial journey continues, and with Pag-IBIG, the possibilities are endless.

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